How Does the Healthcare System Work in Germany?
The German healthcare system is the oldest in Europe, dating back to the late 19th century. Healthcare in Germany is delivered via both public and private sector medical facilities.
Healthcare in Germany is free for German nationals. The system is funded by mandatory social security contributions, that German citizens must register for upon commencing employment. Contributions are split equally between employee and employer, and total 14.6% of a citizen’s eligible gross salary, meaning German nationals can expect to pay 7.3% of their salary towards the social security fund.
German nationals who earn more than EUR 57,600, those who are self-employed, civil servants, and those working in some other professions, can choose to opt out of making these contributions but then must take out private health insurance. Many German citizens choose to take out private health cover in order to supplement their state coverage anyway, as only basic dental treatment is covered while optometric treatment is not covered at all.